Breaking News: Bipartisan Budget Act of 2015 – Effects on Your Social Security Future

Effective November 2, 2015

If you were born on or before May 1, 1950 – You have six (6) months to file for File and Suspend, after that it is gone as a filing strategy.

If you were born January 2, 1954 – You have retained access to Restricted Application for Spousal Benefits at 66, provided your spouse has “Filed and suspended” or is receiving benefits. You no longer have the filing strategy “File and Suspend” as an option, unless you were born on or before May 1, 1950 and elected “File and Suspend” by April 30, 2016.

If you were born after January 2, 1954 – You no longer have access to “File and Suspend” and “Restricted Application for Spousal Benefits” and “Retroactive Lump Sum Payment.”

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Posted on by Diane Thompson

6 Responses to Breaking News: Bipartisan Budget Act of 2015 – Effects on Your Social Security Future

  1. Emily

    Hi my name is Emily and I just wanted to drop you a quick note here instead of calling you. I came to your Breaking News: Bipartisan Budget Act of 2015 – Effects on Your Social Security Future | Pillars website and noticed you could have a lot more traffic. I have found that the key to running a successful website is making sure the visitors you are getting are interested in your website topic. There is a company that you can get keyword targeted traffic from and they let you try the service for free for 7 days. I managed to get over 300 targeted visitors to day to my website. Check it out here: http://nfc.lol/9h3i

     
    • Pillars LLC

      Thank you for your concern. I am sure we could be much bigger than we are but would have to charge much more for our services. We want to help each and every retiree with Social Security decisions. I am a retired CPA of 40 years and found the rules complicated. I bet you are not a CPA. People need help to maximize their benefits. This is our ministry. Thank you for the suggestion, but we will keep it the way it is for now.

      Pillars, LLC

       
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    • Pillars LLC

      Thank you. We want to educate the retiring public and help them maximize their Social Security benefits if they are deciding when to retire.

       
  3. Shane Holmstead

    Hi there, great web site you have here.|

     
    • Pillars LLC

      Thank you, Shane. We strive to bring the retiring public the information they need to make an informed decision which will stay with them for the rest of their lives.

      Pillars, LLC

       

Reply to Shane Holmstead