As Roy and I were listening to one of our required webinars, we heard the GOOD NEWS – in the last three years, people filing for Social Security at age 62 has been reduced from 45% to 28%!! People are finally listening to our message.
Okay, we understand that some people need to file at age 62, and that is fine. But, what we try to emphasize over and over is that you have other options that should be reviewed. Pillars LLC looks at your Social Security statement not with a STOP sign on it, but a GO sign for ways you can file, still have an income flow, and capitalize on a higher income stream and a greatly improved Survivor Benefit. Also, we review your situation collectively (married couples, not individually)– makes a huge difference through your life expectancy.
If you are reading this and think this is a joke, shame on you. Especially those individuals that turned age 62 by January 1, 2016 and older, you have a golden opportunity to Improve your position that will not be available after 2020. Don’t delay and don’t become a 45% statistic.
Education and Timing are KEY – and be careful because much of the information on the internet is FAKE NEWS about Social Security. We read probably 15-20 articles per day on Social Security that are national headline news. We just shake our heads, because so many of these articles lead individuals in the wrong direction for advice.
So, how do you get this information and feel comfortable that you are getting the best advice considering your individual circumstances? Well, you could attend a Pillars LLC seminar – we have several seminars being scheduled for the fall. Or you can call us for an individual consultation now. Whatever works best for you.
Social Security has 2,728 rules and regulations. It is not possible, even in a seminar, to cover all the laws that pertain to the law change that took place on November 2, 2015. The Bi-Partisan Budget Act made Social Security more difficult and further complicated what was already confusing. Claiming strategies that allowed people to file many ways, as stated earlier, will be a thing of the past in 2020.
Thank you, Pillars LLC, for wading through all the “stuff” about Social Security and retirement and making our options easy to see and understand. We had gotten so confused that we started to just take whatever. Now, we feel much more in control of our choices and excited about OUR decisions. I heartily recommend Pillars LLC to all who are nearing the age of decision about SS. They are knowledgeable, caring and on-the-ball about a confusing area.
Rev. Donnie and Cynthia Stuart, Pelahatchie, MS
Call Pillars LLC at 601-954-0699 and Roy and Diane will help you with these decisions and show you how to maximize your benefit and accomplish your personal goals. They are both National Social Security Advisors and Roy is a former CPA of 40+ years. We are in Corinth but service clients in all 50 states.