Let’s Take a Quiz

August 30th, 2016 (No Comments)

The current Social Security laws were changed on November 2, 2015. Let’s take a minute and see how much you know about the new laws: How many and which years of earnings are used to calculate Social Security Benefits? A. 30 years of your highest earnings. B. 35 years of your most recent earnings. C. […]

Divorce, Remarriage and Social Security Benefits

August 25th, 2016 (No Comments)

What benefits are available and when? It depends. Social Security is very complicated at best with over 2,728 rules and regulations. We find ourselves using the word “depends” over and over – but, case in point as to why this benefit should be professionally reviewed before filing. The BASICS – as long as you were […]

Earnings Records Mistakes – Can Be a BIG Deal

August 15th, 2016 (No Comments)

Many people that we advise on their Social Security benefits have not paid much attention to their Social Security statements. They look at it and toss it. BIG MISTAKE! If you are not retiring anytime soon, what is the big deal? The big deal is that we have found many mistakes in the Earnings Records […]

Social Security Knowledge Center: People Thought We Were Joking

January 8th, 2016 (No Comments)

Roy and I have been educating our communities for over two years now, and many people thought we were joking…..this all sounds too good to be true. Well, with the passage of the Bi-Partisan Budget Act of 2015 people are waking up to realize this is not a joke, and that these opportunities are going […]

Breaking News: Bipartisan Budget Act of 2015 – Effects on Your Social Security Future

January 8th, 2016 (6 Comments)

If you were born on or before May 1, 1950 – You have six (6) months to file for “File and Suspend”, after that it is gone as a filing strategy.

If you were born January 2, 1954 – You have retained access to “Restricted Application for Spousal Benefits” at 66, provided your spouse has “Filed and suspended” or is receiving benefits. You no longer have the filing strategy “File and Suspend” as an option, unless you were born on or before May 1, 1950 and elected “File and Suspend” by April 30, 2016.

2015 Seminars

December 28th, 2015 (3 Comments)

We were truly blessed in 2015 and thought we would share a partial list of some of our educational seminars: Mississippi Hospital Association – November Mississippi Department of Revenue – March Barlow, Walker, CPA firm – January Bank Plus – February Bank Plus Wealth Management – February Capital Area Human Resources Agency – Jackson, MS […]

New Year’s Resolutions – December 2015

December 28th, 2015 (No Comments)

As the New Year approaches, you find yourself thinking about changes you would like to make in your life….some that always come to mind are losing weight, getting in shape, daily devotionals, or whatever your situation involves. May we suggest, if you are between the ages of 62 to 70, and have not taken your […]

Questions from Our Readers and Clients

December 28th, 2015 (2 Comments)

Sweeping changes to the Social Security laws ushered in by the passage of the Bipartisan Budget Act of 2015 are creating a myriad of questions from our readers and clients. While the rules that were overturned are complicated, removing these claiming strategies does not simplify the Social Security claiming process. The legislation brings to an […]

The “Truth”

December 28th, 2015 (No Comments)

Roy and I were reflecting about our articles over the last two years, and we had to chuckle….when we first started this business, some put us in the same category as salesmen offering a 32% return on your investment. They just didn’t believe that Social Security claiming strategies were available and that we were pulling […]

New Law, What Now?

December 28th, 2015 (No Comments)

As of November 2, 2015, Congress signed into law the B-Partisan Budget Act of 2015 that could affect your Social Security benefits. In order to better explain the changes, we have divided the new changes into two tiers. In four years these changes will be phased out, and the options that are available to those […]