Is A Social Security Review Necessary?

February 16th, 2018 (No Comments)

Had a phone call last week from a client that was excited about retiring, and excited about the options we presented to him about his Social Security benefits. Over the years, he has been a great referral resource for our business. He called to tell me about two gentleman he talked to that were nearing […]

Social Security is Part of the Puzzle

February 12th, 2018 (No Comments)

We have been writing these articles for over 5 years and have never had the response like we had to the recent article “Is a Review Necessary?” My phone literally tore up the airwaves from Jackson, MS north with readers and intelligent questions. Thank you. People are starting to get the point that Social Security […]

35 Years and Counting

February 1st, 2018 (No Comments)

Social Security benefits are a primary source of income for many Americans. For a quarter of married couples and almost half of unmarried persons, this benefit provides more than 90% of income during retirement. Therefore, it is important to understand how the program works. In particular, you should at least understand how your benefits are […]

Does It Matter Who Dies First?

January 23rd, 2018 (No Comments)

None of us have a crystal ball, so if married or previously married, we have no idea who will be the remaining spouse. To be honest, we probably wouldn’t want to know. But, we can all make reasonable assumptions about our life expectancy. We can use an online calculator, we can look at our parent’s […]

Filing for Benefits and Helpful Tips

September 21st, 2017 (No Comments)

Most of our articles deal with Social Security claiming strategies and how to improve you income stream but thought we would take a break and offer some helpful tips to make the process easier to navigate. Need your date and place of birth and Social Security number. Your bank or other financial institution’s Routing Transit […]

Survivor Benefits – Ouch

September 20th, 2017 (No Comments)

One of the areas we work the hardest for our clients is in the area of Survivor Benefits.  People do not realize that with the proper advice and calculation, that the Survivor Benefit can be improved in most cases by quite a bit.  Remember, in a married couple, when one of you dies, only one […]

Social Security Review before Filing

September 19th, 2017 (No Comments)

Each and every day, we are confronted with choices that can alter our course of life.  Some of these are short term situations, but many are long term situations that we cannot go back and change.  The same with Social Security and the choice you make about your benefit.  Many times, a quick decision cannot […]

Divorced Exception to the Rule

September 18th, 2017 (No Comments)

We received a phone call this week from a lady that wanted some clarification about something she had heard – this is a red flag to us because most of what people HEAR is fake news or not a legitimate rule of Social Security.  Anyway, she had been married for 8 years, divorced, and two […]

Do-Over Case Study

September 17th, 2017 (No Comments)

We receive many phone calls from people that want to know if they made a mistake when they filed for Social Security. They either read an article, or someone told them another about a way to file and they start questioning their decision. These phone calls are sometimes very hard because unfortunately some of them […]

Be Careful What You Read

September 14th, 2017 (No Comments)

I am sitting at my desk just shaking my head.  I have just read five articles from highly acclaimed financial spokespersons or firms and each of them contained wrong information about Social Security claiming strategies or benefits.  Not little errors either – errors, that if followed, would have cost the retiree a lot of money […]