40 credits are needed for retirement – averages out to 10 years of part-time work.

Each credit is worth $1200 income. Maximum of 4 credits earned annually.

Age requirements:

(the day before your birthday per SS regulations)

62 – receive the minimum benefit

66/67 – receive the standard benefit

70 – receive the maximum benefit

You must file an application or apply on-line; they will not contact you.