Electing your social security income benefits may be the most important financial decision you make in your lifetime. This year over ten (10) million Baby Boomers are going to file for Social Security benefits for the first time. This will continue each year for the next seventeen (17) years. You have worked hard all your working life, and you deserve, no, you have earned your retirement.

If you agree, then why are you going to do what nearly one-half (50%) of newly qualified retirees or five (5) million of these Baby Boomers do with regard to their Social Security benefit? They file as soon as they can at age 62, and settle for the least amount of Social Security benefit possible. The decision as to when you claim your benefit can be one of the most important decisions you will make. The quality of your retirement and your surviving spouse’s benefit are at stake. This decision when to file for your benefits is determined not only by your finances, your health and your emotions; but, also by your knowledge of the Social Security laws and regulations. There are additional claiming options and strategies available to anyone that takes the time and effort to research them.

This is why we founded Pillars, LLC. We do not help you with finances and we are not doctors. But, we can provide you with the knowledge, tools, and expertise necessary to provide you with every option available to make the right, informed, and personal decision on when and how to file for your Social Security benefit. Don’t settle for the three options on your Social Security statement…..you are entitled to more!