Pillars, LLC has a 5 step process for this review which includes the following:
Step 1: Fact finding
After you fill out our application form, we call to verify the numbers and get to know you and your circumstances. What are your goals? Your future work plans? Your health status? Retirement lifestyle expectations? Current tax bracket? Your expected life expectancy?
Step 4: Report Presentations and Discussions
Next we meet with you to review your report. We share all options and answer all questions (in person or by phone) to clarity your report.
Step 2: Education
We share with you our knowledge of the 2,728 rules and regulations and the possible options are available to you.
Step 5: The Pillars, LLC Guarantee
For a full year after the report is completed, we will answer any questions you may have, and if your situation changes, we will run another report at no additional cost. You will be added to our database for updates in the Social Security laws.
Step 3: Research and Analysis
We enter your information into our “best in the industry” software and look for options. This is quite a process, because you actually have hundreds of options not just the three listed on your Social Security report. We also work diligently to improve upon the Survivor Benefit in all cases. We determine the breakeven point and analyze whether or not collecting the Delayed Retirement Credits will benefit your situation.
Please remember that the Social Security Administration only gives you information, not the advice you need to make a best, permanent decision about your benefits.